Every person has unique financial needs and goals. Our mission is to help each client make progress toward their ideal financial future. As you grow and your needs change, we maintain an ongoing conversation to determine how we can best benefit you. We offer three levels of service when working with clients:
Some clients come to us with objectives that have clearly defined parameters and do not require a more comprehensive financial planning engagement. If you are looking to do something like roll over an account, establish a college fund, or set up life insurance, we do not need to charge a fee for a comprehensive analysis and financial plan. All we ask is that you keep us in mind if you know others who may benefit from our expertise. We are a referral-based business and we will strive to offer you, like all of our clients, a level of service and attention that encourages you to refer us to others.
Our financial planning clients are professionals and families who want to make sure they are on the right track for the future. When we work with you at this level, we consider the “bigger picture” of your financial world—your existing planning already in place, your retirement plan, income protection strategies, tax mitigation, insurance protections, and other aspects of your financial picture that affect your ultimate goals. With a firm understanding of your financial situation and life goals, we develop a comprehensive financial plan designed to set you on the right path to accomplish your goals and, then, are available to assist you in implementing the recommendations if you should so choose.
For clients who need a more robust level of ongoing planning, we offer continuous guidance, monitoring, and regular updates to your financial plan. Clients at this level have more complex wealth management needs—they might own a business, have substantial assets, or be navigating a situation that requires in-depth guidance, like the sale of a business or management of a large estate. Our Private Client Service includes annual updates to your financial plan, in addition to consistent monitoring and maintenance throughout the year, to ensure your financial world is always optimized according to your goals. We like to compare your financial plan to a road map. An up-to-date map will keep you on the right track for the whole journey, but if you use an out-of-date guide, you might not have a clear direction when it comes time to take a detour or navigate specific details. For that reason, we help you update your plan periodically as you grow and your life changes.